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Stop keeping track
of who owes who.

A ridiculously simple expense ledger for couples who share costs but don't share a bank account.

Try it free See how it works

Try it free for 14 days · No bank connection · Works on any phone

Alex & Sam

March 2026

Sam owes Alex

£142.60

  • Weekly shopAlex paid · 50/50£120.50
  • BroadbandSam paid · 50/50£38.00
  • Dinner outAlex paid · 60/40£74.20
+ Add expense

Still using Notes or WhatsApp to track shared spending?

You paid for the food shop, they paid the bills, someone covered dinner. By the end of the month nobody remembers who's ahead — so you either guess, or you argue about a spreadsheet. TwoTab is one shared list and one number at the end of the month.

How it works

  1. 1

    Add an expense

    Amount, what it was, who paid. Takes about five seconds on your phone.

  2. 2

    Choose the split

    50/50 by default, or anything from 100/0 down in 10% steps when it isn't even.

  3. 3

    Settle up monthly

    At month end TwoTab tells you who owes who, and how it got there. Mark it settled and it locks.

Why it's different

  • No bank connection

    We never touch your accounts or cards.

  • No budgeting

    No categories to maintain, no charts to ignore.

  • No financial dashboards

    One list, one balance, one settle-up button.

  • Built for two

    Made for couples sharing costs, not for splitting a group holiday.

Works with any bank or card — you log what you spent, whoever you bank with.

Pricing

Try it free for 14 days, then choose a plan.

Monthly

£2.99/month

Covers both of you — one subscription per household.

Yearly

£23.99/year

33% cheaper than monthly — only £1/month each

Covers both of you — one subscription per household.

Try it free